Advisory Accounts

Advisory accounts reduce conflicts of interest by aligning your advisor’s compensation to your goals. Fee-based accounts are monitored more regularly than traditional, transaction-based brokerage accounts. We are considered a fiduciary by the SEC for advisory accounts, which means a higher standard of care is enforced.

Silversage Advisors^® offers nine advisory models using mutual funds and exchange traded funds (ETFs). Each model is actively managed and generally maintains core stock and bond holdings. The models differ in stock exposure and asset selection. A Growth Model, for example, will have a far greater percentage of stock than an Income Model. Additionally, the stock and bond investments for the conservative models use funds generally regarded as having lower volatility.

Each model provides a distinct expected return and risk profile for clients who use our process to discover a suitable “lane to drive in” for their risk tolerance, income requirements and life goals.

Fees are deducted from client accounts quarterly, unless you direct us otherwise. Since Silversage does not custody client assets, clients receive brokerage statements directly from the investment sponsor or custodian at least quarterly. We provide clients with quarterly performance reports as well. This separation of client assets and advice give investors confidence that the investment management is free from scandal and abuse. A client can simply match up quarter end numbers from two independent sources to reconcile their assets.